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So what is credit card fraud - the legal definition?
Credit card fraud is using a card or the use of someone's card without their permission for financial gain.

People obtain credit card information illegally in many different ways, such as:

• getting the information by phone offering special vacation or discount that does not really exist.
• finding credit card carbons or other information in the garbage.
• email fraud phishing are emails sent to try and illegally obtain someone's credit card or other personal bank information .
• someone (store clerk, delivery person, etc...) is able to make a copy or extra imprint of someone's credit card.
• There is also new ways of using the internet other than email phishing fraud such as shoulder surfing, fake websites, skimming,or site cloning in which people can get ahold of credit card numbers, expiration dates, etc..

1. fraud on credit card applications
2. intercepting credit cards or intercept fraud
3. unauthorized use of another's credit card or unauthorized fraud
4. obtaining credit card information through email commonly known as email fraud phishing
5. making fake or counterfeit credit cards